One way to make your home-buying experience less stressful is to prepare ahead of time!
You don’t want to be stressed out looking for necessary documentation or delayed because you don’t have a crucial piece of info. 🙅♀️🙅♂️
So, if you’re thinking about buying this year, let’s get you organized!
When applying for a mortgage and starting the buying process, you’ll need the following info –
📃 Proof of employment or documentation for those self-employed
📃 Bank statements and financial records
📃 Proof of income and pay stubs
📃 Tax returns for the past two years
📃 Personal info, like your social security number and I.D.
📃 A record of debts & assets
For an exact (more detailed) list of what you need, I’d recommend you speak with one of my preferred lenders. You’ll find out more about the process, how to qualify for a mortgage, getting pre-approved, and more.
🤳Just DM me, and we’ll get you started.
In the meantime, be sure to create a physical or virtual folder to start collecting all of these documents!